Health Insurance

Health and Medicare Insurance

Find the right health insurance coverage for you and your family. From temporary solutions or filling a gap, we can help you navigate the complexities. If you are a business owner, we can help you set up a group health insurance plan for your business. 

We can talk through your health insurance needs and help you choose the coverage that’s right for you.

Coverage

When unable to receive health coverage through an employer, you may need to purchase health insurance coverage in the healthcare marketplace. Since the Affordable Care Act (ACA) was signed into law in 2010 and upheld in 2012, more Americans have had access to more affordable health care coverage that was previously unavailable.

Navigating through the complexities of the different types of coverage and plans can seem daunting. That’s where Knight Magee Insurance comes in. We can talk through you and your family’s health insurance needs and choose the coverage that’s right for you.
Medicare Supplement Insurance can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Some Medicare Supplemental policies also offer coverage for services that original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have original Medicare and you buy a Medicare Supplemental policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Supplemental policy pays its share.

Medicare Supplemental plans do not cover:

  • Long-term care or stays in a nursing facility
  • Dental care
  • Vision care
  • Prescription drugs
In order to purchase a Supplemental policy, you must already have Medicare Part A, which covers hospital expenses and Medicare Part B which covers doctor service expenses.

Let us help you navigate the complexities of Medicare Supplemental insurance and the plans offered in Virginia.
Group health insurance covers people in a select group. It is also one of the major benefits offered by employers. These plans are typically very uniform as they offer the same benefits to all employees in the group. Group health insurance can also provide insurance products like health, dental, vision, short and long term disability as well as life insurance and accidental death and dismemberment (AD&D).

If you are a small business owner looking to set up group health insurance for your business, we can help you get started.

"With individual and group health solutions available, we make sure you are aware of your options and how your choices may affect you. Whether you have a temporary need, like the loss of job, or a permanent need for your business, we will work with you to find a solution." – Sierra Knight Magee


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